Charter West Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Cash and balances due from depository institutions rose 5.8% in Q2 2026 to $57.5M, the biggest move on this page. Charter West Bank ranks 59th of 138 Nebraska banks on loan-to-deposit ratio, in the upper half at 88.43% (Q2 2026). Charter West Bank reported 88.43% on loan-to-deposit ratio for Q2 2026, 7.59 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $57.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $87.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $106K |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.43% |
| Net loans and leases to deposits | 87.33% |
| Loans and leases to core deposits | 97.16% |
| Core deposits to total deposits | 87.39% |
| Brokered deposits to total deposits | 4.35% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 88.94% | 93.14% | $1.4M | $6.0M |
| Q4 2023 | 90.40% | 91.90% | $1.4M | $18.0M |
| Q1 2024 | 86.49% | 91.16% | $1.4M | $6.0M |
| Q2 2024 | 91.55% | 90.02% | $1.4M | $15.0M |
| Q3 2024 | 88.93% | 88.56% | $1.4M | $17.0M |
| Q4 2024 | 89.41% | 88.01% | $866K | $6.0M |
| Q1 2025 | 87.39% | 88.04% | $871K | $6.0M |
| Q2 2025 | 92.58% | 87.10% | $878K | $19.0M |
| Q3 2025 | 93.31% | 86.47% | $885K | $21.0M |
| Q4 2025 | 92.08% | 87.15% | $892K | $5.0M |
| Q1 2026 | 88.56% | 86.98% | $899K | $5.0M |
| Q2 2026 | 88.43% | 87.39% | $106K | $5.0M |
Charter West Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Charter West Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Charter West Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26185) · FFIEC NIC profile (RSSD 582953)