Chino Commercial Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 12.0% higher than in Q1 2026, at -$1.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.51% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $58.6M |
| Tier 1 capital | $58.6M |
| Total risk-based capital | — |
| Total equity capital | $57.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.04% |
| Tangible equity to tangible assets | 11.04% |
| Equity capital to average assets | 12.17% |
| Internal capital growth rate | 10.48% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.8M |
| Common stock surplus | $13.3M |
| Retained earnings | $42.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.60% | 9.03% | 9.03% |
| Q4 2023 | 9.95% | 9.78% | 9.78% |
| Q1 2024 | 9.47% | 9.72% | 9.72% |
| Q2 2024 | 10.47% | 9.84% | 9.84% |
| Q3 2024 | 10.53% | 10.20% | 10.20% |
| Q4 2024 | 11.01% | 10.41% | 10.41% |
| Q1 2025 | 11.64% | 10.56% | 10.56% |
| Q2 2025 | 12.08% | 10.59% | 10.59% |
| Q3 2025 | 12.16% | 10.82% | 10.82% |
| Q4 2025 | 12.26% | 11.00% | 11.00% |
| Q1 2026 | 12.36% | 11.89% | 11.89% |
| Q2 2026 | 12.51% | 11.04% | 11.04% |
Chino Commercial Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Chino Commercial Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Chino Commercial Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35366) · FFIEC NIC profile (RSSD 2925620)