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The Citizens Bank of Georgia Locations & Branches Cumming, Georgia
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The Citizens Bank of Georgia operates 4 branches from its headquarters in Cumming, GA, . Its main office is at 651 Veterans Memorial Blvd, Cumming, GA 30040.
The Citizens Bank of Georgia branch network
All 4 branches are in GEORGIA, across 3 cities. Cumming, GA has the most of its branches, 2. Its largest office by deposits is the The Citizens Bank of Georgia office in Cumming, GA, with $371.0M (69.8% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens Bank of Georgia at a glance
Its CET1 capital ratio was 18.76% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $598.5M
- CET1 ratio, Q2 2026
- 18.76%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1997
Full financial profile · Is The Citizens Bank of Georgia safe? · The Citizens Bank of Georgia Q3 2026 call report, filed October 19, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cumming, GA (2 branches) | 6 of 16 | 8.7% | $409.7M |
| State: GA (4 branches) | 48 of 177 | 0.1% | $531.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
The Citizens Bank of Georgia's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Forsyth, GA (3 branches) | 7 of 19 | 6.4% | $481.7M | $7.49B |
| Cherokee, GA (1 branch) | 14 of 17 | 0.9% | $49.6M | $5.65B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Alpharetta, GA (4 branches) | 32 of 81 | 0.2% | $531.3M | $254.61B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens Bank of Georgia | Cumming, GA | 30040 | $371.0M |
| Midway Branch | Alpharetta, GA | 30004 | $72.0M |
| Canton Branch | Canton, GA | 30115 | $49.6M |
| Martin Road Branch | Cumming, GA | 30028 | $38.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34229) · FFIEC NIC profile (RSSD 2505451)