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Citizens Bank of West Virginia, Inc. Locations & Branches Elkins, West Virginia
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Citizens Bank of West Virginia, Inc. operates 9 branches from its headquarters in Elkins, WV, . Its main office is at 211 3rd St, Elkins, WV 26241.
Citizens Bank of West Virginia, Inc. branch network
Its 9 branches span 2 states and 9 cities. The most are in WEST VIRGINIA (8) and MARYLAND (1). WEST VIRGINIA holds 97.9% of its branch deposits. Its largest office by deposits is its main office in Elkins, WV, with $275.8M (40.6% of its branch deposits). On June 30, 2025 it had 6 branches, 3 fewer than in 2026.
Citizens Bank of West Virginia, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.00% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $772.5M
- Tier 1 leverage ratio, Q2 2026
- 10.00%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1924
Full financial profile · Is Citizens Bank of West Virginia, Inc. safe? · Citizens Bank of West Virginia, Inc. Q3 2026 call report, filed October 19, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Elkins, WV (1 branch) | 1 of 6 | 38.9% | $275.8M |
| State: WV (8 branches) | 12 of 65 | 1.4% | $664.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
Citizens Bank of West Virginia, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Randolph, WV (2 branches) | 1 of 7 | 38.2% | $301.2M | $789.0M |
| Upshur, WV (1 branch) | 1 of 5 | 30.6% | $173.1M | $566.2M |
| Tucker, WV (2 branches) | 1 of 3 | 43.5% | $92.0M | $211.7M |
| Wetzel, WV (1 branch) | 4 of 6 | 8.8% | $54.4M | $617.3M |
| Pocahontas, WV (1 branch) | 4 of 4 | 12.6% | $34.1M | $270.2M |
| Garrett, MD (1 branch) | 6 of 6 | 1.8% | $14.3M | $816.0M |
| Grant, WV (1 branch) | 4 of 4 | 2.6% | $9.7M | $375.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Elkins, WV (2 branches) | 1 of 7 | 38.2% | $301.2M | $789.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Bank of West Virginia, Inc. (main office) | Elkins, WV | 26241 | $275.8M |
| Buckhannon Office Branch | Buckhannon, WV | 26201 | $173.1M |
| Tucker County Branch | Parsons, WV | 26287 | $56.1M |
| New Martinsville Branch | New Martinsville, WV | 26155 | $54.4M |
| Miners & Merchants Bank Branch | Thomas, WV | 26292 | $35.9M |
| Snowshoe Branch | Slatyfork, WV | 26291 | $34.1M |
| Tygart Valley Branch | Beverly, WV | 26253 | $25.4M |
| Oakland Maryland Branch | Oakland, MD | 21550 | $14.3M |
| Front Street Branch | Bayard, WV | 26707 | $9.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6760) · FFIEC NIC profile (RSSD 481627)