Branch Network
The Citizens Bank Locations & Branches Olanta, South Carolina
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The Citizens Bank operates 26 branches from its headquarters in Olanta, SC, .
The Citizens Bank branch network
Its 26 branches span 2 states and 22 cities. The most are in SOUTH CAROLINA (25) and NORTH CAROLINA (1). SOUTH CAROLINA holds 96.6% of its branch deposits. Myrtle Beach, SC has the most of its branches, 3. Its largest office by deposits is the Lake City Branch office in Lake City, SC, with $167.6M (16.7% of its branch deposits). On June 30, 2025 it had 24 branches, 2 fewer than in 2026.
The Citizens Bank at a glance
Its CET1 capital ratio was 17.33% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.14B
- CET1 ratio, Q2 2026
- 17.33%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1938
Full financial profile · Is The Citizens Bank safe? · The Citizens Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Olanta, SC (1 branch) | 1 of 1 | 100.0% | $31.4M |
| State: SC (25 branches) | 26 of 73 | 0.7% | $972.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
The Citizens Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Florence, SC (7 branches) | 3 of 14 | 11.8% | $417.4M | $3.53B |
| Horry, SC (6 branches) | 15 of 21 | 1.4% | $171.7M | $12.08B |
| Georgetown, SC (4 branches) | 9 of 13 | 3.7% | $81.3M | $2.22B |
| Darlington, SC (1 branch) | 6 of 9 | 7.6% | $65.0M | $849.9M |
| Clarendon, SC (1 branch) | 3 of 5 | 11.4% | $56.3M | $492.9M |
| Sumter, SC (1 branch) | 7 of 8 | 4.6% | $55.3M | $1.20B |
| Kershaw, SC (1 branch) | 7 of 7 | 3.7% | $36.5M | $980.5M |
| Scotland, NC (1 branch) | 5 of 6 | 7.8% | $33.8M | $431.0M |
| Dorchester, SC (1 branch) | 14 of 20 | 1.2% | $32.9M | $2.81B |
| Chesterfield, SC (1 branch) | 5 of 6 | 5.2% | $28.7M | $548.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Florence, SC (8 branches) | 4 of 16 | 11.0% | $482.3M | $4.38B |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC (6 branches) | 18 of 23 | 1.1% | $171.7M | $15.37B |
| Sumter, SC (2 branches) | 5 of 9 | 6.6% | $111.5M | $1.70B |
| Georgetown, SC (4 branches) | 9 of 13 | 3.7% | $81.3M | $2.22B |
| Columbia, SC (1 branch) | 23 of 28 | 0.1% | $36.5M | $27.24B |
| Laurinburg, NC (1 branch) | 5 of 6 | 7.8% | $33.8M | $431.0M |
| Charleston-North Charleston, SC (1 branch) | 33 of 37 | 0.1% | $32.9M | $25.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lake City Branch | Lake City, SC | 29560 | $167.6M |
| Hartsville Br | Hartsville, SC | 29550 | $65.0M |
| Florence Branch #1 | Florence, SC | 29505 | $59.1M |
| North Myrtle Beach Branch | North Myrtle Beach, SC | 29582 | $58.4M |
| Turbeville Branch | Turbeville, SC | 29162 | $56.3M |
| Sumter Branch | Sumter, SC | 29150 | $55.3M |
| Florence Branch #2 | Florence, SC | 29501 | $48.6M |
| Timmonsville Branch | Timmonsville, SC | 29161 | $45.0M |
| Farrow Commons | Myrtle Beach, SC | 29577 | $37.1M |
| Myrtle Beach Inernational Drive Branch | Myrtle Beach, SC | 29579 | $37.1M |
| Camden Branch | Camden, SC | 29020 | $36.5M |
| Johnsonville Branch | Johnsonville, SC | 29555 | $35.7M |
| Laurinburgh Branch | Laurinburg, NC | 28352 | $33.8M |
| St. George Branch | Saint George, SC | 29477 | $32.9M |
| Georgetown Branch | Georgetown, SC | 29440 | $32.1M |
| The Citizens Bank | Olanta, SC | 29114 | $31.4M |
| Pamplico Branch | Pamplico, SC | 29583 | $30.0M |
| Windy Hill Branch | North Myrtle Beach, SC | 29582 | $29.2M |
| Mcbee Branch | Mc Bee, SC | 29101 | $28.7M |
| Murrells Inlet Branch | Murrells Inlet, SC | 29576 | $22.6M |
| Pawleys Island Branch | Pawleys Island, SC | 29585 | $21.9M |
| Kingstree Branch | Kingstree, SC | 29556 | $15.9M |
| Lynchburg Branch | Lynchburg, SC | 29080 | $11.6M |
| Carolina Forest Branch | Myrtle Beach, SC | 29579 | $5.8M |
| Andrews Branch | Andrews, SC | 29510 | $4.6M |
| Conway Branch | Conway, SC | 29526 | $4.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15932) · FFIEC NIC profile (RSSD 898627)