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Lists · Deposits by metro area

Charleston-North Charleston, SC Metro Area Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in the Charleston-North Charleston, SC metro area, 20.1%, followed by Bank of America, N.A. (13.7%) and SouthState Bank, N.A. (12.4%). 37 institutions hold $25.53B at 205 offices as of June 30, 2026, up 11.1% from 2025.

Institutions: 37 Offices: 205 Deposits: $25.53B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Pinnacle Bank (3.84 points); Wells Fargo Bank, N.A. (1.63 points); First Capital Bank (0.68 points).

Lost: SouthState Bank, N.A. (-1.02 points); First-Citizens Bank & Trust Company (-0.47 points); ServisFirst Bank (-0.34 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 20 $5.14B 20.13% +1.63 pts 20.9%
2 Bank of America, N.A. 11 $3.49B 13.66% +0.13 pts 12.2%
3 SouthState Bank, N.A. 19 $3.16B 12.39% -1.02 pts 2.7%
4 Pinnacle Bank 18 $2.36B 9.24% +3.84 pts 90.0%
5 First-Citizens Bank & Trust Company 16 $1.69B 6.63% -0.47 pts 3.7%
6 Truist Bank 13 $1.63B 6.38% -0.23 pts 7.2%
7 First Capital Bank 3 $1.01B 3.95% +0.68 pts 34.3%
8 Southern First Bank 3 $842.2M 3.30% +0.23 pts 19.4%
9 Beacon Community Bank 6 $793.4M 3.11% +0.16 pts 17.3%
10 JPMorgan Chase Bank, N.A. 13 $547.8M 2.15% +0.23 pts 24.6%
11 Fifth Third Bank, N.A. 7 $522.3M 2.05% +0.04 pts 13.5%
12 The Bank of South Carolina 6 $497.3M 1.95% -0.27 pts -2.3%
13 TD Bank, N.A. 7 $471.6M 1.85% -0.15 pts 3.0%
14 United Bank 8 $471.1M 1.85% -0.19 pts 0.8%
15 ServisFirst Bank 2 $330.9M 1.30% -0.34 pts -11.9%
16 United Community Bank 4 $313.1M 1.23% -0.10 pts 2.5%
17 Regions Bank 3 $309.1M 1.21% +0.00 pts 11.3%
18 South Atlantic Bank 3 $264.2M 1.03% +0.01 pts 12.6%
19 Farmers and Merchants Bank of South Carolina 3 $220.3M 0.86% -0.10 pts -0.9%
20 First National Bank of South Carolina 6 $197.6M 0.77% -0.10 pts -1.6%
21 Ameris Bank 4 $193.5M 0.76% +0.01 pts 12.7%
22 First Reliance Bank 2 $184.6M 0.72% -0.05 pts 3.3%
23 PNC Bank, N.A. 2 $141.7M 0.56% -0.02 pts 7.5%
24 First Horizon Bank 1 $128.4M 0.50% -0.07 pts -2.2%
25 The Huntington National Bank 1 $110.0M 0.43% +0.22 pts 126.4%
26 First National Bank of Pennsylvania 5 $88.2M 0.35% -0.07 pts -8.1%
27 Bank of the Lowcountry 3 $71.2M 0.28% +0.02 pts 20.7%
28 Enterprise Bank of South Carolina 2 $61.4M 0.24% 0.00 pts 10.8%
29 Encore Bank 1 $56.7M 0.22% +0.04 pts 38.9%
30 First Palmetto Bank 2 $52.6M 0.21% +0.01 pts 14.7%
31 First Bank 1 $50.1M 0.20% +0.04 pts 40.5%
32 Commerce Bank 1 $47.0M 0.18% +0.18 pts New
33 The Citizens Bank 1 $32.9M 0.13% -0.02 pts -0.7%
34 TowneBank 1 $26.8M 0.10% +0.10 pts New
35 Anderson Brothers Bank 1 $12.6M 0.05% 0.00 pts 6.9%
36 Woodforest National Bank 5 $11.6M 0.05% -0.01 pts -1.7%
37 Wilmington Trust, N.A. 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Charleston-North Charleston, SC (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Charleston County, SCDorchester County, SCBerkeley County, SC

Statewide deposits

South Carolina

Largest metro areas

New York-Newark-Jersey City, NY-NJ-PASalt Lake City, UTSioux Falls, SDDallas-Fort Worth-Arlington, TXPhiladelphia-Camden-Wilmington, PA-NJ-DE-MDLos Angeles-Long Beach-Anaheim, CAChicago-Naperville-Elgin, IL-IN-WIBoston-Cambridge-Newton, MA-NHSan Francisco-Oakland-Berkeley, CACharlotte-Concord-Gastonia, NC-SCHouston-The Woodlands-Sugar Land, TXMiami-Fort Lauderdale-Pompano Beach, FLWashington-Arlington-Alexandria, DC-VA-MD-WVAtlanta-Sandy Springs-Alpharetta, GAMinneapolis-St. Paul-Bloomington, MN-WIPittsburgh, PAPhoenix-Mesa-Chandler, AZCincinnati, OH-KY-INDetroit-Warren-Dearborn, MISan Jose-Sunnyvale-Santa Clara, CASan Antonio-New Braunfels, TXSeattle-Tacoma-Bellevue, WASt. Louis, MO-ILSan Diego-Chula Vista-Carlsbad, CACleveland-Elyria, OHTampa-St. Petersburg-Clearwater, FLColumbus, OHJacksonville, FLDenver-Aurora-Lakewood, CORaleigh-Cary, NCNashville-Davidson-Murfreesboro-Franklin, TNBaltimore-Columbia-Towson, MDKansas City, MO-KSSacramento-Roseville-Folsom, CALas Vegas-Henderson-Paradise, NVIndianapolis-Carmel-Anderson, INSalisbury, MD-DEMilwaukee-Waukesha, WIRiverside-San Bernardino-Ontario, CASan Juan-Bayamon-Caguas, PR

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