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Citizens National Bank at Brownwood Locations & Branches Brownwood, Texas

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Citizens National Bank at Brownwood operates 2 branches from its headquarters in Brownwood, TX, . Its main office is at 1 Carnegie St, Brownwood, TX 76801.

Citizens National Bank at Brownwood branch network

Both branches are in TEXAS. Its largest office by deposits is its main office in Brownwood, TX, with $259.1M (95.1% of its branch deposits). It had the same number of branches on June 30, 2025.

Citizens National Bank at Brownwood at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.47% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$303.4M
Tier 1 leverage ratio, Q2 2026
10.47%
Deposit insurance
FDIC
Regulator
OCC
Latest call report
Q2 2026, FFIEC 051
Established
1934

Full financial profile · Is Citizens National Bank at Brownwood safe? · Citizens National Bank at Brownwood call report · Routing number

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Brownwood, TX (2 branches) 1 of 4 44.6% $272.4M
State: TX (2 branches) 253 of 441 <0.1% $272.4M

Ranked by total assets among banks headquartered in the state: Largest banks in Texas.

Share by county and metro area

Citizens National Bank at Brownwood's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Brown, TX (2 branches) 2 of 6 34.0% $272.4M $800.1M

Metro areas

Metro area Rank Deposit share Deposits Metro total
Brownwood, TX (2 branches) 2 of 6 34.0% $272.4M $800.1M
Branch Location ZIP Deposits
Citizens National Bank at Brownwood (main office)
Brownwood, TX
76801 $259.1M
Brownwood Branch
Brownwood, TX
76801 $13.3M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.