Bank Routing Number

Citizens National Bank of Cheboygan Routing Number

The primary ABA routing number (RTN) for Citizens National Bank of Cheboygan, Cheboygan, MI is shown below.

Primary ABA / RTN

072402212

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Citizens National Bank of Cheboygan routing number?

The Citizens National Bank of Cheboygan routing number is 072402212. It is the primary ABA routing transit number registered to Citizens National Bank of Cheboygan, headquartered in Cheboygan, MI. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Citizens National Bank of Cheboygan wire routing number?

This page lists 072402212, the primary routing number registered to Citizens National Bank of Cheboygan. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Citizens National Bank of Cheboygan before sending a wire.

Is ABA number 072402212 the routing number for Citizens National Bank of Cheboygan?

Yes. ABA number 072402212 is the primary routing number registered to Citizens National Bank of Cheboygan. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 072402212?

Routing number 072402212 belongs to Citizens National Bank of Cheboygan, headquartered in Cheboygan, MI. It is the bank's primary ABA routing number (FDIC certificate 5018).

Routing numbers of similar-size institutions in Michigan

Credit union, Cheboygan, MI: Straits Area Federal Credit Union: 272477500
Credit union, Auburn Hills, MI: Cornerstone Community Financial Credit Union: 272477429
Bank, Baldwin, MI: Lake-Osceola State Bank: 072405604
Credit union, Romulus, MI: Public Service Credit Union: 272079487
Credit union, Saginaw, MI: Jolt Credit Union: 272484441
Credit union, Grand Rapids, MI: Wmcu Credit Union: 272481004
Bank, Saginaw, MI: 1st State Bank: 072414158
Bank, Coldwater, MI: Century Bank and Trust: 072404883

All routing numbers in Michigan

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Regulator records: FDIC BankFind (cert 5018) · FFIEC NIC profile (RSSD 773742)