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Credit Union Routing Number

Straits Area Federal Credit Union Routing Number

The routing number for Straits Area Federal Credit Union is 272477500. It is a credit union in Cheboygan, Michigan, NCUA charter 7428.

Primary ABA / RTN
272477500

Data as of · size and membership from the NCUA 5300 call report. How we update

About Straits Area Federal Credit Union

Straits Area Federal Credit Union is based in Cheboygan, Michigan, and has been chartered since 1951. It reported $132.4M in assets for Q2 2026, the 103rd largest of 168 credit unions headquartered in Michigan and 1588th of 4,252 nationally. Assets were $125.3M a year earlier (Q2 2025), so the credit union is larger now. It counted 11,900 members on that report. The NCUA lists 4 branch locations for the credit union.

Record

Routing number
272477500
NCUA charter number
7428
RSSD ID
294087
Headquarters
Cheboygan, Michigan 49721
Chartered
1951
NCUA insured since
June 18, 1971
Total assets (Q2 2026)
$132.4M
Members (Q2 2026)
11,900
Branch locations
4
Routing record refreshed
October 8, 2026
Check before you send money. Straits Area Federal Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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