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Credit Union Routing Number

Breakwater Federal Credit Union Routing Number

The routing number for Breakwater Federal Credit Union is 291172682. It is a credit union in Houghton, Michigan, NCUA charter 8212.

Primary ABA / RTN
291172682

Data as of · size and membership from the NCUA 5300 call report. How we update

About Breakwater Federal Credit Union

Breakwater Federal Credit Union is based in Houghton, Michigan, and has been chartered since 1952. It reported $138.2M in assets for Q2 2026, the 100th largest of 168 credit unions headquartered in Michigan and 1551st of 4,252 nationally. Assets were $130.6M a year earlier (Q2 2025), so the credit union is larger now. It counted 10,420 members on that report. The NCUA lists 1 branch location for the credit union.

Record

Routing number
291172682
NCUA charter number
8212
RSSD ID
517384
Headquarters
Houghton, Michigan 49931
Chartered
1952
NCUA insured since
January 4, 1971
Total assets (Q2 2026)
$138.2M
Members (Q2 2026)
10,420
Branch locations
1
Routing record refreshed
October 8, 2026
Check before you send money. Breakwater Federal Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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