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The Citizens National Bank of Hammond Locations & Branches Hammond, New York
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The Citizens National Bank of Hammond operates 2 branches from its headquarters in Hammond, NY, . Its main office is at 19 Main St, Hammond, NY 13646.
The Citizens National Bank of Hammond branch network
Both branches are in NEW YORK, across 2 cities. Its largest office by deposits is the The Citizens National Bank of Hammond office in Hammond, NY, with $17.3M (78.4% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens National Bank of Hammond at a glance
Its CET1 capital ratio was 13.85% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $23.9M
- CET1 ratio, Q2 2026
- 13.85%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1913
Full financial profile · Is The Citizens National Bank of Hammond safe? · The Citizens National Bank of Hammond call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hammond, NY (1 branch) | 1 of 1 | 100.0% | $17.3M |
| State: NY (2 branches) | 169 of 176 | <0.1% | $22.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
The Citizens National Bank of Hammond's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| St. Lawrence, NY (2 branches) | 7 of 9 | 1.2% | $22.0M | $1.78B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ogdensburg-Massena, NY (2 branches) | 7 of 9 | 1.2% | $22.0M | $1.78B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens National Bank of Hammond | Hammond, NY | 13646 | $17.3M |
| Cnb Morristown Branch | Morristown, NY | 13664 | $4.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14820) · FFIEC NIC profile (RSSD 855303)