Branch Network
Citizens Tri-County Bank Locations & Branches Dunlap, Tennessee
BankRegReports is independent of Citizens Tri-County Bank and never asks for online banking logins or passwords.
Citizens Tri-County Bank operates 24 branches from its headquarters in Dunlap, TN, .
Citizens Tri-County Bank branch network
All 24 branches are in TENNESSEE, across 20 cities. Dunlap, TN has the most of its branches, 3. Its largest office by deposits is its main office in Dunlap, TN, with $274.3M (18.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Tri-County Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.34% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.64B
- Tier 1 leverage ratio, Q2 2026
- 9.34%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1972
Full financial profile · Is Citizens Tri-County Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Dunlap, TN (3 branches) | 1 of 3 | 63.6% | $274.3M |
| State: TN (24 branches) | 29 of 165 | 0.6% | $1.48B |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Citizens Tri-County Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sequatchie, TN (3 branches) | 1 of 3 | 63.6% | $274.3M | $431.6M |
| Marion, TN (4 branches) | 2 of 5 | 34.8% | $256.8M | $738.4M |
| Grundy, TN (5 branches) | 1 of 1 | 100.0% | $188.8M | $188.8M |
| Hamilton, TN (2 branches) | 12 of 23 | 1.2% | $156.7M | $12.71B |
| Warren, TN (4 branches) | 4 of 8 | 11.0% | $151.7M | $1.38B |
| Coffee, TN (2 branches) | 6 of 10 | 9.2% | $138.2M | $1.50B |
| Bledsoe, TN (1 branch) | 1 of 2 | 53.5% | $117.9M | $220.4M |
| Franklin, TN (2 branches) | 3 of 7 | 14.3% | $117.4M | $823.4M |
| Van Buren, TN (1 branch) | 1 of 1 | 100.0% | $75.6M | $75.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chattanooga, TN-GA (9 branches) | 8 of 30 | 4.3% | $687.9M | $15.84B |
| Tullahoma-Manchester, TN (4 branches) | 5 of 13 | 10.7% | $255.6M | $2.39B |
| McMinnville, TN (4 branches) | 4 of 8 | 11.0% | $151.7M | $1.38B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Tri-County Bank (main office) | Dunlap, TN | 37327 | $274.3M |
| Bledsoe Branch | Pikeville, TN | 37367 | $117.9M |
| Tullahoma Branch | Tullahoma, TN | 37388 | $117.5M |
| Warren Branch | Mcminnville, TN | 37110 | $115.2M |
| Decherd Branch | Decherd, TN | 37324 | $109.0M |
| Jasper Branch | Jasper, TN | 37347 | $94.7M |
| Altamont Branch | Altamont, TN | 37301 | $82.9M |
| Soddy Daisy Branch | Soddy Daisy, TN | 37379 | $80.7M |
| Signal Mountain Branch | Signal Mountain, TN | 37377 | $76.0M |
| Spencer Branch | Spencer, TN | 38585 | $75.6M |
| Whitwell Branch | Whitwell, TN | 37397 | $59.2M |
| Tracy City Branch | Tracy City, TN | 37387 | $57.0M |
| South Pittsburg Branch | South Pittsburg, TN | 37380 | $55.4M |
| Monteagle Branch | Monteagle, TN | 37356 | $47.6M |
| Palmer Branch | Palmer, TN | 37365 | $32.8M |
| Manchester Branch | Manchester, TN | 37355 | $20.7M |
| Mcminnville Plaza Branch | Mcminnville, TN | 37110 | $19.6M |
| Morrison Branch | Morrison, TN | 37357 | $16.9M |
| Tracy City Branch | Tracy City, TN | 37387 | $16.2M |
| Cowan Branch | Cowan, TN | 37318 | $8.4M |
| South Dunlap Motor Branch | Dunlap, TN | 37327 | $0 |
| Coalmont Branch | Coalmont, TN | 37313 | $0 |
| Industrial Motor Branch | Dunlap, TN | 37327 | $0 |
| Citizens Tri-County Bank Mount Leo Branch | Mc Minnville, TN | 37110 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20818) · FFIEC NIC profile (RSSD 162337)