City National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks City National Bank of Corsicana, TX against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.19% | 3.14% | -2.95% | 17th bottom |
| ROAE | 1.43% | 10.43% | -9.00% | 18th bottom |
| Net Interest Margin | 3.77% | 3.93% | -0.16% | 44th below |
| Efficiency Ratio | 95.12% | 76.27% | +18.85% | 16th bottom |
| PPNR / Avg Assets | 0.22% | 1.40% | -1.18% | 14th bottom |
| Yield on Earning Assets | 4.86% | 5.35% | -0.49% | 35th below |
| Cost of Funds | 1.30% | 1.71% | -0.41% | 64th above |
| Net Interest Spread | 2.85% | 3.31% | -0.46% | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.53% | 1.34% | +1.19% | 13th bottom |
| NPA / Total Assets | 1.75% | 0.71% | +1.04% | 11th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.37% | 1.49% | -0.12% | 61st above |
| ACL / NPLs (Coverage) | 53.96% | 866.21% | -812.25% | 19th bottom |
| Texas Ratio | 13.12% | 8.24% | +4.88% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 23.09% | 62.00% | -38.91% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 23.09% | 62.01% | -38.92% | 53rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 24.34% | 62.97% | -38.63% | 54th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.54% | 17.61% | -4.07% | 54th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.03% | 16.43% | -3.40% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.03% | 16.18% | -3.15% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.71% | 72.81% | +8.90% | 28th below |
| Core Deposit Ratio | 84.86% | 88.22% | -3.36% | 22nd bottom |
| Wholesale Funding Ratio | 0.52% | 5.30% | -4.78% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.08% | 4.31% | -4.23% | 33rd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.54% | 6.73% | -4.19% | 50th above |
| Deposit Growth (Y/Y) | -1.42% | 3.78% | -5.20% | 26th below |
See City National Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock City National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full City National Bank profile, how to read a UBPR, or how this data updates.