City National Bank of Florida: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits dropped 3.55 percentage points in Q2 2026, from 8.93% to 5.37%. It was the largest change from Q1 2026 among the key lines here. Within Florida, City National Bank of Florida is 15th of 81 on loan-to-deposit ratio, 93.21% as of Q2 2026, above the middle of the field. City National Bank of Florida reported 93.21% on loan-to-deposit ratio for Q2 2026, 6.38 points above the 86.83% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 2.41% |
| Cash and securities | $7.20B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $31.3M |
| Other borrowed money | $3.49B |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 11.97% |
| Trading liabilities | $51.0M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.21% |
| Net loans and leases to deposits | 92.20% |
| Loans and leases to core deposits | 97.89% |
| Core deposits to total deposits | 89.85% |
| Brokered deposits to total deposits | 5.37% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 82.01% | 77.59% | $81.5M | $1.99B |
| Q4 2023 | 83.44% | 79.70% | $27.0M | $2.34B |
| Q1 2024 | 82.91% | 85.12% | $34.5M | $2.29B |
| Q2 2024 | 84.45% | 82.53% | $39.8M | $2.39B |
| Q3 2024 | 87.35% | 82.38% | $28.7M | $2.54B |
| Q4 2024 | 88.13% | 82.01% | $37.3M | $2.74B |
| Q1 2025 | 86.27% | 82.26% | $33.7M | $2.24B |
| Q2 2025 | 88.89% | 83.27% | $54.7M | $2.49B |
| Q3 2025 | 90.24% | 83.44% | $42.7M | $2.64B |
| Q4 2025 | 90.49% | 83.63% | $44.3M | $2.84B |
| Q1 2026 | 92.35% | 86.31% | $28.3M | $3.29B |
| Q2 2026 | 93.21% | 89.85% | $31.3M | $3.49B |
City National Bank of Florida liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock City National Bank of Florida, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full City National Bank of Florida profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20234) · FFIEC NIC profile (RSSD 814430)