City National Bank of Florida: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks City National Bank of Florida of Miami, FL against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.28% | 1.39% | -0.11% | 49th below |
| ROAE | 12.30% | 12.23% | +0.07% | 66th above |
| Net Interest Margin | 2.92% | 3.82% | -0.90% | 16th bottom |
| Efficiency Ratio | 42.17% | 54.33% | -12.16% | 85th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.85% | 2.04% | -0.19% | 54th above |
| Yield on Earning Assets | 5.14% | 5.71% | -0.57% | 35th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.97% | 2.03% | -0.06% | 46th below |
| Net Interest Spread | 2.07% | 3.13% | -1.06% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.07% | 0.98% | +0.09% | 35th below |
| NPA / Total Assets | 0.94% | 0.72% | +0.22% | 22nd bottom |
| NCO / Avg Loans | 0.10% | 0.33% | -0.23% | 61st above |
| ACL / Total Loans | 1.09% | 1.39% | -0.30% | 40th below |
| ACL / NPLs (Coverage) | 101.97% | 236.30% | -134.33% | 29th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.42% | 8.88% | -0.46% | 35th below |
| Provision / NCO | 147.38% | 123.08% | +24.30% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.65% | 15.66% | -1.01% | 73rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.65% | 15.79% | -1.14% | 72nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.75% | 16.91% | -1.16% | 72nd above |
| Leverage Ratio | 11.38% | 10.49% | +0.89% | 78th top |
| Equity / Assets | 10.60% | 11.72% | -1.12% | 34th below |
| TCE / Tangible Assets | 10.42% | 9.72% | +0.70% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.21% | 84.52% | +8.69% | 21st bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.85% | 86.59% | +3.26% | 47th below |
| Uninsured Deposit Ratio | 51.50% | 36.73% | +14.77% | 17th bottom |
| Wholesale Funding Ratio | 12.08% | 5.79% | +6.29% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.59% | 11.96% | -4.37% | 60th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.66% | 11.39% | -3.73% | 61st above |
| Deposit Growth (Y/Y) | 2.68% | 11.40% | -8.72% | 37th below |
See City National Bank of Florida's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock City National Bank of Florida, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full City National Bank of Florida profile, how to read a UBPR, or how this data updates.