Branch Network
Clay County State Bank Locations & Branches Louisville, Illinois
BankRegReports is independent of Clay County State Bank and never asks for online banking logins or passwords.
Clay County State Bank operates 1 branch from its headquarters in Louisville, IL, .
Clay County State Bank branch network
Its one office is in Louisville, ILLINOIS. It had the same number of branches on June 30, 2025.
Clay County State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.18% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $104.3M
- Tier 1 leverage ratio, Q2 2026
- 13.18%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1905
Full financial profile · Is Clay County State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Louisville, IL (1 branch) | 1 of 3 | 81.8% | $91.7M |
| State: IL (1 branch) | 303 of 379 | <0.1% | $91.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Clay County State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clay, IL (1 branch) | 3 of 5 | 20.8% | $91.7M | $439.9M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Clay County State Bank (main office) | Louisville, IL | 62858 | $91.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10821) · FFIEC NIC profile (RSSD 498942)