Clay County State Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Clay County State Bank routing number?

The Clay County State Bank routing number is 081209985. It is the primary ABA routing transit number registered to Clay County State Bank, headquartered in Louisville, IL. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Clay County State Bank wire routing number?

This page lists 081209985, the primary routing number registered to Clay County State Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Clay County State Bank before sending a wire.

Is ABA number 081209985 the routing number for Clay County State Bank?

Yes. ABA number 081209985 is the primary routing number registered to Clay County State Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 081209985?

Routing number 081209985 belongs to Clay County State Bank, headquartered in Louisville, IL. It is the bank's primary ABA routing number (FDIC certificate 10821).

Routing numbers of similar-size institutions in Illinois

Bank, Lacon, IL

First National Bank of Lacon: 071113984

Bank, Argenta, IL

The Gerber State Bank: 071111407

Bank, Nashville, IL

Nashville Savings Bank: 281971301

Bank, Oneida, IL

Anderson State Bank: 071110262

Bank, Hardin, IL

Bank of Calhoun County: 081913417

Bank, Bridgeview, IL

Midland Federal Savings and Loan Association: 271970299

Credit union, Quincy, IL

Members First Community Credit Union: 281277403

Bank, Anna, IL

Anna State Bank: 081219108

All routing numbers in Illinois