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CNB Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Loans and leases to core deposits: 2.30 percentage points higher than in Q1 2026, at 93.22%. Among 109 Pennsylvania banks, CNB Bank sits 10th from the top on total deposits, $7.18B as of Q2 2026. Against a median of $1.67B for banks in the $1B-10B asset tier, CNB Bank reported $7.18B on total deposits in Q2 2026, 330% higher.

Deposit totals

Deposit totals for CNB Bank, Q2 2026
Line item Q2 2026
Total deposits $7.18B
Domestic office deposits $7.18B
Foreign office deposits —
Deposits to total assets 85.37%
Deposits to total liabilities 95.93%

Deposit composition

Deposit composition for CNB Bank, Q2 2026
Line item Q2 2026
Demand deposits $811.9M
Savings deposits $2.60B
Transaction accounts to domestic deposits 38.33%
Time deposits $16K
Time deposits under $100k $649.0M
Time deposits $100k to $250k $313.9M
Time deposits over $250k $201.4M
Noninterest-bearing share of deposits 16.64%

Stability of funding

Stability of funding for CNB Bank, Q2 2026
Line item Q2 2026
Core deposits $6.68B
Core deposits to total deposits 92.98%
Insured deposits $5.11B
Uninsured deposits $2.07B
Uninsured deposits to total deposits 28.83%
Brokered deposits $303.2M
Brokered deposits to total deposits 4.22%

Cost of deposits

Cost of deposits for CNB Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.42%
Interest expense on deposits $36.5M
Loans and leases to core deposits 93.22%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, CNB Bank, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $5.10B 92.87% 29.03% 5.21% 2.60%
Q4 2023 $5.10B 93.98% 28.21% 4.08% 2.86%
Q1 2024 $5.14B 93.99% 27.70% 4.02% 2.95%
Q2 2024 $5.21B 94.55% 29.00% 3.51% 3.13%
Q3 2024 $5.32B 94.65% 28.50% 3.48% 3.18%
Q4 2024 $5.47B 94.29% 27.71% 3.38% 3.00%
Q1 2025 $5.56B 94.20% 27.94% 3.33% 2.85%
Q2 2025 $5.57B 94.18% 28.62% 3.32% 2.80%
Q3 2025 $7.02B 93.52% 29.63% 3.73% 2.90%
Q4 2025 $7.13B 93.67% 28.13% 3.57% 2.55%
Q1 2026 $7.26B 93.16% 29.11% 4.18% 2.38%
Q2 2026 $7.18B 92.98% 28.83% 4.22% 2.42%

CNB Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full CNB Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 13876) · FFIEC NIC profile (RSSD 399517)