Branch Network
CNB Bank, Inc. Locations & Branches Berkeley Springs, West Virginia
BankRegReports is independent of CNB Bank, Inc. and never asks for online banking logins or passwords.
CNB Bank, Inc. operates 9 branches from its headquarters in Berkeley Springs, WV, .
CNB Bank, Inc. branch network
Its 9 branches span 2 states and 5 cities. The most are in WEST VIRGINIA (5) and MARYLAND (4). WEST VIRGINIA holds 72.7% of its branch deposits. Hagerstown, MD has the most of its branches, 3. Its largest office by deposits is its main office in Berkeley Springs, WV, with $251.8M (38.6% of its branch deposits). It had the same number of branches on June 30, 2025.
CNB Bank, Inc. at a glance
Its CET1 capital ratio was 14.56% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $805.7M
- CET1 ratio, Q2 2026
- 14.56%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1917
Full financial profile · Is CNB Bank, Inc. safe? · CNB Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Berkeley Springs, WV (2 branches) | 1 of 3 | 74.6% | $312.3M |
| State: WV (5 branches) | 19 of 65 | 1.0% | $474.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
CNB Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Morgan, WV (2 branches) | 1 of 4 | 71.9% | $312.3M | $434.1M |
| Washington, MD (4 branches) | 7 of 13 | 5.2% | $178.4M | $3.41B |
| Berkeley, WV (3 branches) | 7 of 9 | 7.5% | $161.8M | $2.17B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Hagerstown-Martinsburg, MD-WV (9 branches) | 3 of 17 | 10.8% | $652.5M | $6.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| CNB Bank, Inc. (main office) | Berkeley Springs, WV | 25411 | $251.8M |
| Hancock Branch | Hancock, MD | 21750 | $71.5M |
| Valley Road Branch | Berkeley Springs, WV | 25411 | $60.5M |
| Hagerstown Branch | Hagerstown, MD | 21742 | $59.7M |
| South Martinsburg Branch | Martinsburg, WV | 25405 | $58.0M |
| Hedgesville Branch | Martinsburg, WV | 25403 | $53.5M |
| Spring Mills Branch | Falling Waters, WV | 25419 | $50.3M |
| Dual Highway Branch | Hagerstown, MD | 21740 | $26.1M |
| Hagerstown Branch | Hagerstown, MD | 21740 | $21.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14507) · FFIEC NIC profile (RSSD 944627)