Commercial National Bank of Texarkana: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 100.0% in Q2 2026, from $1.6M to $0. It was the largest change from Q1 2026 among the key lines here. Commercial National Bank of Texarkana ranks 116th of 346 Texas banks on loan-to-deposit ratio, in the upper half at 82.12% (Q2 2026). At 82.12%, Commercial National Bank of Texarkana's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.3M |
| Cash and noninterest-bearing balances to assets | 2.22% |
| Cash and securities | $72.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.30% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.12% |
| Net loans and leases to deposits | 81.40% |
| Loans and leases to core deposits | 98.95% |
| Core deposits to total deposits | 82.99% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.37% | 90.87% | $0 | $7.5M |
| Q4 2023 | 77.52% | 90.25% | $0 | $5.0M |
| Q1 2024 | 78.91% | 90.02% | $0 | $10.5M |
| Q2 2024 | 80.05% | 86.33% | $0 | $9.5M |
| Q3 2024 | 76.33% | 85.31% | $0 | $0 |
| Q4 2024 | 75.39% | 84.55% | $0 | $0 |
| Q1 2025 | 74.25% | 84.77% | $0 | $0 |
| Q2 2025 | 77.34% | 84.35% | $0 | $0 |
| Q3 2025 | 76.88% | 84.46% | $0 | $0 |
| Q4 2025 | 79.26% | 84.50% | $0 | $0 |
| Q1 2026 | 79.27% | 84.17% | $0 | $0 |
| Q2 2026 | 82.12% | 82.99% | $0 | $1.0M |
Commercial National Bank of Texarkana liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Commercial National Bank of Texarkana, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Commercial National Bank of Texarkana profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19024) · FFIEC NIC profile (RSSD 794149)