Community Bank, Lexington, Tennessee: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank, Lexington, Tennessee of Lexington, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 1.34% | -0.56% | 22nd bottom |
| ROAE | 7.39% | 13.32% | -5.93% | 23rd bottom |
| Net Interest Margin | 4.10% | 3.93% | +0.17% | 59th above |
| Efficiency Ratio | 73.19% | 61.14% | +12.05% | 22nd bottom |
| PPNR / Avg Assets | 1.12% | 1.68% | -0.56% | 26th below |
| Yield on Earning Assets | 6.67% | 5.67% | +1.00% | 90th top |
| Cost of Funds | 2.80% | 1.88% | +0.92% | 8th bottom |
| Net Interest Spread | 3.47% | 3.32% | +0.15% | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.71% | 0.94% | -0.23% | 37th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.60% | 0.70% | -0.10% | 33rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.07% | 0.16% | -0.09% | 22nd bottom |
| ACL / Total Loans | 0.90% | 1.28% | -0.38% | 17th bottom |
| ACL / NPLs (Coverage) | 126.86% | 1539.21% | -1412.35% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.29% | 7.33% | -2.04% | 39th below |
| Provision / NCO | 112.77% | 1396.16% | -1283.39% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.18% | 19.51% | -6.33% | 30th below |
| Tier 1 Ratio | 13.18% | 19.54% | -6.36% | 30th below |
| Total Capital Ratio | 14.19% | 20.62% | -6.43% | 29th below |
| Leverage Ratio | 10.64% | 12.14% | -1.50% | 44th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.69% | 11.37% | -0.68% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.58% | 11.09% | -0.51% | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.03% | 80.63% | +19.40% | 11th bottom |
| Core Deposit Ratio | 73.15% | 86.87% | -13.72% | 7th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.92% | 5.03% | -1.11% | 47th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.17% | 6.85% | +6.32% | 89th top |
| Loan Growth (Y/Y) | 13.64% | 7.90% | +5.74% | 84th top |
| Deposit Growth (Y/Y) | 9.58% | 6.29% | +3.29% | 81st top |
See Community Bank, Lexington, Tennessee's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank, Lexington, Tennessee, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank, Lexington, Tennessee profile, how to read a UBPR, or how this data updates.