Community Bank, Lexington, Tennessee: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 2.6% in Q2 2026 to $2.2M, the biggest move on this page. Community Bank, Lexington, Tennessee ranks 42nd of 109 Tennessee banks on net interest margin, in the upper half at 4.10% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Community Bank, Lexington, Tennessee sits 0.15 points higher, at 4.10% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.67% |
| Yield on loans | 7.01% |
| Yield on securities | 4.82% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.80% |
| Cost of interest-bearing deposits | 3.18% |
| Cost of interest-bearing liabilities | 3.20% |
| Cost of borrowings | 3.62% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.10% |
| Yield to cost spread | 3.47% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.3M |
| Total interest expense | $2.2M |
| Interest expense on deposits | $2.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.59% | 2.61% | 4.06% | 6.75% | 4.77% |
| Q4 2023 | 6.74% | 2.86% | 4.03% | 6.91% | 5.09% |
| Q1 2024 | 6.59% | 3.09% | 3.69% | 6.78% | 4.74% |
| Q2 2024 | 6.74% | 3.30% | 3.69% | 7.01% | 4.87% |
| Q3 2024 | 6.85% | 3.25% | 3.76% | 7.10% | 4.90% |
| Q4 2024 | 6.95% | 3.22% | 3.97% | 7.25% | 4.76% |
| Q1 2025 | 6.83% | 3.04% | 3.94% | 7.12% | 4.84% |
| Q2 2025 | 6.92% | 2.92% | 4.18% | 7.23% | 4.98% |
| Q3 2025 | 7.14% | 2.89% | 4.44% | 7.47% | 5.03% |
| Q4 2025 | 6.94% | 2.97% | 4.17% | 7.33% | 4.91% |
| Q1 2026 | 6.73% | 2.80% | 4.14% | 7.03% | 4.83% |
| Q2 2026 | 6.67% | 2.80% | 4.10% | 7.01% | 4.82% |
Community Bank, Lexington, Tennessee yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank, Lexington, Tennessee, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank, Lexington, Tennessee profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31272) · FFIEC NIC profile (RSSD 361279)