Bank Comparison
The Huntington National Bank vs Capital One, N.A.
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At Q2 2026, Capital One, N.A. is the larger bank, with $662.16B in total assets to The Huntington National Bank's $283.07B; Capital One, N.A. has the higher CET1 ratio (13.21% vs 11.82%) and the higher return on assets (1.92% vs 1.12%).
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5 · 12
winning metrics across 17 scored rows
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Capital adequacy
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| CET1 Ratio | 11.82% | 13.21% |
| Tier 1 Capital Ratio | 12.02% | 13.21% |
| Total Capital Ratio | 13.84% | 14.88% |
| Tier 1 Leverage Ratio | 9.30% | 10.58% |
| Equity / Assets | 11.76% | 14.91% |
Profitability
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.12% | 1.92% |
| Return on Equity (ROE) | 9.66% | 13.20% |
| Net Interest Margin (NIM) | 3.31% | 8.06% |
| Yield on Earning Assets | 5.24% | 10.57% |
| Cost of Funds | 1.99% | 2.88% |
Asset quality
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| Texas Ratio | 5.16% | 8.50% |
| Non-Performing Loan Ratio | 1.06% | 1.49% |
| Non-Performing Asset Ratio | 0.72% | 1.05% |
| Net Charge-Off Ratio | 0.26% | 3.23% |
| ACL / Loans | 1.70% | 5.02% |
Balance sheet
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| Total Assets | $283.07B | $662.16B |
| Total Deposits | $227.12B | $512.60B |
| Total Loans | $191.19B | $457.43B |
| Total Equity | $33.28B | $98.72B |
| Net Income (quarter) | $802.0M | $3.23B |
Liquidity & funding
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 84.18% | 89.24% |
| Core Deposit Ratio | 92.49% | 93.26% |
| Uninsured Deposit Ratio | 32.46% | 20.82% |
Identity
| Metric | The Huntington National Bank | Capital One, N.A. |
|---|---|---|
| Headquarters City | Columbus | McLean |
| Headquarters State | OH | VA |
| Asset Tier | $250B or more in assets | $250B or more in assets |
| Regulator | OCC | OCC |
| Domestic Branches | 1,477 | 249 |
| Employees (FTE) | 25,478 | 90,255 |
| Established | January 6, 1866 | May 22, 1933 |
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About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full The Huntington National Bank profile | View full Capital One, N.A. profile | Browse all bank comparisons