Bank Comparison
The Huntington National Bank vs Regions Bank
BankRegReports is independent of The Huntington National Bank and Regions Bank and never asks for online banking logins or passwords.
Southeast versus Midwest super-regional.
At Q2 2026, The Huntington National Bank is the larger bank, with $283.07B in total assets to Regions Bank's $159.79B; The Huntington National Bank has the higher CET1 ratio (11.82% vs 11.58%) and Regions Bank has the higher return on assets (1.47% vs 1.12%).
vs
9 · 8
winning metrics across 17 scored rows
Compare a different pair
Search for a bank in each box, choose it from the list, then press Compare.
Capital adequacy
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| CET1 Ratio | 11.82% | 11.58% |
| Tier 1 Capital Ratio | 12.02% | 11.58% |
| Total Capital Ratio | 13.84% | 13.22% |
| Tier 1 Leverage Ratio | 9.30% | 9.50% |
| Equity / Assets | 11.76% | 11.23% |
Profitability
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| Return on Assets (ROA) | 1.12% | 1.47% |
| Return on Equity (ROE) | 9.66% | 13.02% |
| Net Interest Margin (NIM) | 3.31% | 3.71% |
| Yield on Earning Assets | 5.24% | 5.00% |
| Cost of Funds | 1.99% | 1.31% |
Asset quality
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| Texas Ratio | 5.16% | 5.58% |
| Non-Performing Loan Ratio | 1.06% | 0.93% |
| Non-Performing Asset Ratio | 0.72% | 0.59% |
| Net Charge-Off Ratio | 0.26% | 0.42% |
| ACL / Loans | 1.70% | 1.49% |
Balance sheet
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| Total Assets | $283.07B | $159.79B |
| Total Deposits | $227.12B | $131.78B |
| Total Loans | $191.19B | $99.79B |
| Total Equity | $33.28B | $17.94B |
| Net Income (quarter) | $802.0M | $586.0M |
Liquidity & funding
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 84.18% | 75.73% |
| Core Deposit Ratio | 92.49% | 97.20% |
| Uninsured Deposit Ratio | 32.46% | 39.23% |
Identity
| Metric | The Huntington National Bank | Regions Bank |
|---|---|---|
| Headquarters City | Columbus | Birmingham |
| Headquarters State | OH | AL |
| Asset Tier | $250B or more in assets | $100B to $250B in assets |
| Regulator | OCC | FED |
| Domestic Branches | 1,477 | 1,256 |
| Employees (FTE) | 25,478 | 19,895 |
| Established | January 6, 1866 | January 1, 1928 |
Related bank comparisons
The Huntington National Bank vs KeyBank N.A. · The Huntington National Bank vs Wells Fargo Bank · The Huntington National Bank vs Citibank · The Huntington National Bank vs Bank of America · State Street Bank and Trust Company vs Regions Bank · Capital One vs Regions Bank · The Northern Trust Company vs Regions Bank · Regions Bank vs KeyBank N.A.
About this comparison
All metrics are sourced from FFIEC call report filings, the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of June 30, 2026. The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio. Size and identity rows (assets, deposits, loans, equity, branches, employees) are shown for context and are not scored, and two values that match at the precision shown count as a tie.
View full The Huntington National Bank profile | View full Regions Bank profile | Browse all bank comparisons