Corefirst Bank & Trust: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to total assets rose 0.40 percentage points in Q2 2026 to 6.11%, the biggest move on this page. Corefirst Bank & Trust ranks 73rd of 86 Kansas banks on CET1 ratio, in the lower half at 11.78% (Q2 2026). Corefirst Bank & Trust reported 11.78% on CET1 ratio for Q2 2026, 1.71 points below the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.78% |
| Tier 1 risk-based capital ratio | 11.78% |
| Total risk-based capital ratio | 12.81% |
| Tier 1 leverage ratio | 8.66% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $111.1M |
| Tier 1 capital | $111.1M |
| Total risk-based capital | $120.8M |
| Total equity capital | $76.7M |
| Risk-weighted assets | $942.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.11% |
| Tangible equity to tangible assets | 6.11% |
| Equity capital to average assets | 5.98% |
| Internal capital growth rate | 7.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $29.7M |
| Retained earnings | $79.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$34.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.03% | 12.03% | 13.05% | 8.28% | $882.3M |
| Q4 2023 | 11.52% | 11.52% | 12.51% | 8.03% | $912.3M |
| Q1 2024 | 11.96% | 11.96% | 12.97% | 8.07% | $887.4M |
| Q2 2024 | 12.16% | 12.16% | 13.18% | 8.31% | $881.1M |
| Q3 2024 | 12.25% | 12.25% | 13.24% | 8.45% | $874.4M |
| Q4 2024 | 11.92% | 11.92% | 12.88% | 8.33% | $883.0M |
| Q1 2025 | 12.27% | 12.27% | 13.25% | 8.44% | $870.3M |
| Q2 2025 | 12.05% | 12.05% | 13.05% | 8.53% | $891.6M |
| Q3 2025 | 12.06% | 12.06% | 13.06% | 8.65% | $910.9M |
| Q4 2025 | 11.72% | 11.72% | 12.72% | 8.43% | $923.0M |
| Q1 2026 | 11.64% | 11.64% | 12.64% | 8.42% | $941.4M |
| Q2 2026 | 11.78% | 11.78% | 12.81% | 8.66% | $942.8M |
Corefirst Bank & Trust regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Corefirst Bank & Trust, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corefirst Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18100) · FFIEC NIC profile (RSSD 361055)