Corefirst Bank & Trust: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.25 percentage points from Q1 2026 to Q2 2026, ending at 3.88% against 3.63%. It was the largest change among the key lines on this page. Corefirst Bank & Trust ranks 101st of 182 Kansas banks on net interest margin, in the lower half at 3.88% (Q2 2026). Corefirst Bank & Trust reported 3.88% on net interest margin for Q2 2026, 0.17 points above the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.09% |
| Yield on loans | 6.24% |
| Yield on securities | 1.82% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.26% |
| Cost of interest-bearing deposits | 1.59% |
| Cost of interest-bearing liabilities | 1.52% |
| Cost of borrowings | 1.54% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.88% |
| Yield to cost spread | 3.57% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $13.7M |
| Total interest expense | $3.7M |
| Interest expense on deposits | $3.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.15% | 1.49% | 2.70% | 5.31% | 1.81% |
| Q4 2023 | 4.39% | 1.70% | 2.72% | 5.58% | 1.82% |
| Q1 2024 | 4.39% | 1.75% | 2.68% | 5.57% | 1.83% |
| Q2 2024 | 4.52% | 1.71% | 2.86% | 5.76% | 1.84% |
| Q3 2024 | 4.60% | 1.62% | 3.10% | 5.88% | 1.81% |
| Q4 2024 | 4.61% | 1.45% | 3.20% | 5.85% | 1.81% |
| Q1 2025 | 4.60% | 1.36% | 3.27% | 5.81% | 1.81% |
| Q2 2025 | 4.63% | 1.35% | 3.31% | 5.80% | 1.80% |
| Q3 2025 | 4.83% | 1.43% | 3.44% | 6.04% | 1.82% |
| Q4 2025 | 5.10% | 1.37% | 3.78% | 6.36% | 1.78% |
| Q1 2026 | 4.83% | 1.24% | 3.63% | 6.01% | 1.82% |
| Q2 2026 | 5.09% | 1.26% | 3.88% | 6.24% | 1.82% |
Corefirst Bank & Trust yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Corefirst Bank & Trust, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corefirst Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18100) · FFIEC NIC profile (RSSD 361055)