Corefirst Bank & Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 73.3% in Q2 2026, from $85.9M to $23.0M. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Corefirst Bank & Trust is 60th of 182 on loan-to-deposit ratio, 83.91% as of Q2 2026. Corefirst Bank & Trust reported 83.91% on loan-to-deposit ratio for Q2 2026, 4.30 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $300.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $63.4M |
| Other borrowed money | $43.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.43% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.91% |
| Net loans and leases to deposits | 83.05% |
| Loans and leases to core deposits | 88.30% |
| Core deposits to total deposits | 95.02% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.00% | 96.64% | $74.8M | $135.1M |
| Q4 2023 | 85.63% | 96.27% | $108.0M | $125.0M |
| Q1 2024 | 78.53% | 96.34% | $64.9M | $96.8M |
| Q2 2024 | 79.95% | 96.40% | $75.4M | $71.3M |
| Q3 2024 | 78.70% | 95.97% | $126.6M | $57.7M |
| Q4 2024 | 80.40% | 95.76% | $66.5M | $70.9M |
| Q1 2025 | 77.63% | 95.90% | $73.4M | $22.5M |
| Q2 2025 | 81.27% | 96.03% | $65.9M | $72.9M |
| Q3 2025 | 83.32% | 95.94% | $121.9M | $71.7M |
| Q4 2025 | 82.59% | 95.12% | $93.5M | $60.8M |
| Q1 2026 | 81.81% | 95.39% | $149.3M | $0 |
| Q2 2026 | 83.91% | 95.02% | $63.4M | $43.1M |
Corefirst Bank & Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Corefirst Bank & Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corefirst Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18100) · FFIEC NIC profile (RSSD 361055)