Corefirst Bank & Trust: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 31.25 percentage points in Q2 2026, from 444.61% to 475.86%. It was the largest change from Q1 2026 among the key lines here. Corefirst Bank & Trust ranks 67th of 182 Kansas banks on return on assets, in the upper half at 1.62% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.27% on return on assets. Corefirst Bank & Trust sits 0.35 points higher, at 1.62% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.78% |
| Tier 1 risk-based capital ratio | 11.78% |
| Total risk-based capital ratio | 12.81% |
| Tier 1 leverage ratio | 8.66% |
| Equity capital to assets | 6.11% |
| Tangible equity to tangible assets | 6.11% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.21% |
| Non-performing assets ratio | 0.15% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 2.23% |
| Allowance for credit losses to loans | 1.02% |
| Reserve coverage of non-performing loans | 475.86% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.62% |
| Return on equity | 27.30% |
| Net interest margin | 3.88% |
| Efficiency ratio | 63.64% |
| Yield on earning assets | 5.09% |
| Cost of funds | 1.26% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.91% |
| Core deposits to total deposits | 95.02% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.57% |
| Securities to assets | 22.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.03% | 12.03% | 13.05% | 8.28% | 0.02% |
| Q4 2023 | 11.52% | 11.52% | 12.51% | 8.03% | 0.47% |
| Q1 2024 | 11.96% | 11.96% | 12.97% | 8.07% | 0.51% |
| Q2 2024 | 12.16% | 12.16% | 13.18% | 8.31% | 0.86% |
| Q3 2024 | 12.25% | 12.25% | 13.24% | 8.45% | 0.98% |
| Q4 2024 | 11.92% | 11.92% | 12.88% | 8.33% | 0.64% |
| Q1 2025 | 12.27% | 12.27% | 13.25% | 8.44% | 0.93% |
| Q2 2025 | 12.05% | 12.05% | 13.05% | 8.53% | 1.04% |
| Q3 2025 | 12.06% | 12.06% | 13.06% | 8.65% | 1.82% |
| Q4 2025 | 11.72% | 11.72% | 12.72% | 8.43% | 1.36% |
| Q1 2026 | 11.64% | 11.64% | 12.64% | 8.42% | 1.47% |
| Q2 2026 | 11.78% | 11.78% | 12.81% | 8.66% | 1.62% |
Corefirst Bank & Trust vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Corefirst Bank & Trust, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Corefirst Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18100) · FFIEC NIC profile (RSSD 361055)