Corefirst Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Corefirst Bank & Trust of Topeka, KS against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.62% | 1.34% | +0.28% | 71st above |
| ROAE | 27.30% | 12.34% | +14.96% | 96th top |
| Net Interest Margin | 3.88% | 3.83% | +0.05% | 61st above |
| Efficiency Ratio | 63.64% | 58.97% | +4.67% | 34th below |
| PPNR / Avg Assets | 1.79% | — | — | 54th above |
| Yield on Earning Assets | 5.09% | 5.71% | -0.62% | 24th bottom |
| Cost of Funds | 1.26% | 2.02% | -0.76% | 88th top |
| Net Interest Spread | 3.57% | — | — | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.21% | 0.87% | -0.66% | 77th top |
| NPA / Total Assets | 0.15% | — | — | 78th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.43% | -0.39% | 44th below |
| ACL / Total Loans | 1.02% | — | — | 33rd below |
| ACL / NPLs (Coverage) | 475.86% | — | — | 77th top |
| Texas Ratio | 2.23% | 5.48% | -3.25% | 66th above |
| Provision / NCO | 527.47% | — | — | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.78% | 14.99% | -3.21% | 19th bottom |
| Tier 1 Ratio | 11.78% | 15.02% | -3.24% | 19th bottom |
| Total Capital Ratio | 12.81% | — | — | 18th bottom |
| Leverage Ratio | 8.66% | 11.11% | -2.45% | 7th bottom |
| Equity / Assets | 6.11% | 11.02% | -4.91% | 1st bottom |
| TCE / Tangible Assets | 6.11% | — | — | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.91% | 86.99% | -3.08% | 61st above |
| Core Deposit Ratio | 95.02% | 85.57% | +9.45% | 85th top |
| Uninsured Deposit Ratio | 21.32% | 33.19% | -11.87% | 81st top |
| Wholesale Funding Ratio | 8.48% | — | — | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.71% | — | — | 18th bottom |
| Loan Growth (Y/Y) | 6.26% | — | — | 53rd above |
| Deposit Growth (Y/Y) | 2.93% | — | — | 35th below |
See Corefirst Bank & Trust's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Corefirst Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Corefirst Bank & Trust profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Corefirst Bank & Trust peer analysis.