Cornerstone Community Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Cornerstone Community Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $27.2M in Q3 2026. That is 51.7% of its total assets.
What the deposit base page covers and where each line comes from.
Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.
Loans and leases to core deposits climbed 32.75 percentage points in Q3 2026, from 20.23% to 52.98%. It was the largest change from Q2 2026 among the key lines here. Cornerstone Community Bank has the 3rd lowest total deposits of the 120 banks headquartered in Kentucky, at $27.2M as of Q3 2026. The median for banks in the < $100M asset tier is $53.2M on total deposits. Cornerstone Community Bank sits 49% lower, at $27.2M (Q3 2026).
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $27.2M |
| Domestic office deposits | $27.2M |
| Foreign office deposits | — |
| Deposits to total assets | 51.71% |
| Deposits to total liabilities | 99.94% |
Source: Call Report Schedules RC-E and RC-O; Total deposits: Call Report Schedule RC, item 13.a (RCON2200). Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $619K |
| Savings deposits | $17K |
| Transaction accounts to domestic deposits | 13.57% |
| Time deposits to total deposits | 31.75% |
| Time deposits under $100k | $701K |
| Time deposits $100k to $250k | $1.6M |
| Time deposits over $250k | $6.3M |
| Noninterest-bearing share of deposits | 2.27% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $20.9M |
| Core deposits to total deposits | 76.82% |
| Insured deposits | $16.1M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.47% |
| Interest expense on deposits | $189K |
| Loans and leases to core deposits | 52.98% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits |
|---|---|---|---|
| Q2 2026 | $19.9M | 71.46% | 0.00% |
| Q3 2026 | $27.2M | 76.82% | 0.00% |
Cornerstone Community Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. How these pages are built. See the full Cornerstone Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59379) · FFIEC NIC profile (RSSD 6152572)