Dayforce National Trust Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which fell 0.22 percentage points to 3.19%. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Dayforce National Trust Bank sits 0.70 points lower, at 3.19% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.19% |
| Yield on loans | — |
| Yield on securities | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.19% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 5.56% | 5.56% | 5.34% |
| Q4 2023 | 5.01% | 5.01% | 4.83% |
| Q1 2024 | 4.64% | 4.64% | 4.76% |
| Q2 2024 | 5.10% | 5.10% | 4.93% |
| Q3 2024 | 4.95% | 4.95% | 5.07% |
| Q4 2024 | 4.97% | 4.97% | 4.81% |
| Q1 2025 | 4.06% | 4.06% | 4.15% |
| Q2 2025 | 4.45% | 4.45% | 7.36% |
| Q3 2025 | 4.18% | 4.18% | — |
| Q4 2025 | 3.83% | 3.83% | — |
| Q1 2026 | 3.41% | 3.41% | — |
| Q2 2026 | 3.19% | 3.19% | — |
Dayforce National Trust Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dayforce National Trust Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dayforce National Trust Bank profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5805817)