The Delaware National Bank of Delhi: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Delaware National Bank of Delhi of Delhi, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 1.34% | -0.53% | 24th bottom |
| ROAE | 10.39% | 13.32% | -2.93% | 38th below |
| Net Interest Margin | 2.57% | 3.93% | -1.36% | 4th bottom |
| Efficiency Ratio | 64.32% | 61.14% | +3.18% | 41st below |
| PPNR / Avg Assets | 1.05% | 1.68% | -0.63% | 23rd bottom |
| Yield on Earning Assets | 3.95% | 5.67% | -1.72% | 2nd bottom |
| Cost of Funds | 1.46% | 1.88% | -0.42% | 71st above |
| Net Interest Spread | 2.10% | 3.32% | -1.22% | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.60% | 0.94% | -0.34% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.42% | 0.70% | -0.28% | 42nd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 50th above |
| ACL / Total Loans | 0.50% | 1.28% | -0.78% | 3rd bottom |
| ACL / NPLs (Coverage) | 84.05% | 1539.26% | -1455.21% | 22nd bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.11% | 7.33% | -2.22% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.61% | 12.14% | -2.53% | 24th bottom |
| Equity / Assets | 8.03% | 11.38% | -3.35% | 14th bottom |
| TCE / Tangible Assets | 8.03% | 11.09% | -3.06% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.83% | 80.64% | -3.81% | 58th above |
| Core Deposit Ratio | 83.05% | 86.86% | -3.81% | 24th bottom |
| Wholesale Funding Ratio | 0.04% | 5.04% | -5.00% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.17% | 6.85% | -3.68% | 41st below |
| Loan Growth (Y/Y) | 2.74% | 7.90% | -5.16% | 35th below |
| Deposit Growth (Y/Y) | 3.05% | 6.29% | -3.24% | 43rd below |
See The Delaware National Bank of Delhi's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Delaware National Bank of Delhi, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Delaware National Bank of Delhi profile, how to read a UBPR, or how this data updates.