Douglas National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Douglas National Bank of Douglas, GA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.47% | 1.34% | +2.13% | 98th top |
| ROAE | 37.03% | 13.32% | +23.71% | 99th top |
| Net Interest Margin | 5.19% | 3.93% | +1.26% | 95th top |
| Efficiency Ratio | 41.16% | 61.14% | -19.98% | 94th top |
| PPNR / Avg Assets | 3.53% | 1.68% | +1.85% | 98th top |
| Yield on Earning Assets | 6.53% | 5.67% | +0.86% | 88th top |
| Cost of Funds | 1.43% | 1.88% | -0.45% | 73rd above |
| Net Interest Spread | 4.45% | 3.32% | +1.13% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 73rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 42nd below |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 971.92% | 1546.32% | -574.40% | 82nd top |
| Texas Ratio | 0.75% | 7.34% | -6.59% | 76th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 291.18% | 1395.40% | -1104.22% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.53% | 19.49% | -4.96% | 44th below |
| Tier 1 Ratio | 14.53% | 19.52% | -4.99% | 44th below |
| Total Capital Ratio | 15.60% | 20.61% | -5.01% | 43rd below |
| Leverage Ratio | 10.33% | 12.14% | -1.81% | 38th below |
| Equity / Assets | 9.76% | 11.37% | -1.61% | 40th below |
| TCE / Tangible Assets | 9.76% | 11.08% | -1.32% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.61% | 80.66% | +4.95% | 39th below |
| Core Deposit Ratio | 89.56% | 86.85% | +2.71% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.14% | 6.84% | -7.98% | 14th bottom |
| Loan Growth (Y/Y) | 11.40% | 7.92% | +3.48% | 78th top |
| Deposit Growth (Y/Y) | -2.33% | 6.29% | -8.62% | 13th bottom |
See Douglas National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Douglas National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Douglas National Bank profile, how to read a UBPR, or how this data updates.