Edison National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Edison National Bank of Fort Myers, FL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.55% | 1.34% | -0.79% | 14th bottom |
| ROAE | 6.59% | 13.32% | -6.73% | 19th bottom |
| Net Interest Margin | 2.98% | 3.93% | -0.95% | 9th bottom |
| Efficiency Ratio | 81.84% | 61.13% | +20.71% | 12th bottom |
| PPNR / Avg Assets | 0.55% | 1.68% | -1.13% | 9th bottom |
| Yield on Earning Assets | 4.17% | 5.67% | -1.50% | 4th bottom |
| Cost of Funds | 1.26% | 1.88% | -0.62% | 82nd top |
| Net Interest Spread | 2.45% | 3.32% | -0.87% | 12th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.38% | 1.28% | +0.10% | 70th above |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | -8400.00% | 1402.04% | -9802.04% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 29.49% | 19.49% | +10.00% | 92nd top |
| Tier 1 Ratio | 29.49% | 19.53% | +9.96% | 92nd top |
| Total Capital Ratio | 30.74% | 20.61% | +10.13% | 92nd top |
| Leverage Ratio | 9.03% | 12.14% | -3.11% | 13th bottom |
| Equity / Assets | 8.72% | 11.38% | -2.66% | 23rd bottom |
| TCE / Tangible Assets | 8.72% | 11.09% | -2.37% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 37.51% | 80.66% | -43.15% | 97th top |
| Core Deposit Ratio | 97.36% | 86.86% | +10.50% | 94th top |
| Wholesale Funding Ratio | 2.48% | 5.03% | -2.55% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.15% | 6.85% | +4.30% | 86th top |
| Loan Growth (Y/Y) | 1.65% | 7.91% | -6.26% | 30th below |
| Deposit Growth (Y/Y) | 12.86% | 6.29% | +6.57% | 88th top |
See Edison National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Edison National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Edison National Bank profile, how to read a UBPR, or how this data updates.