Branch Network
Esb Bank Locations & Branches Caledonia, Minnesota
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Esb Bank operates 3 branches from its headquarters in Caledonia, MN, .
Esb Bank branch network
All 3 branches are in MINNESOTA, across 3 cities. Its largest office by deposits is its main office in Caledonia, MN, with $68.7M (38.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Esb Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.20% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $208.9M
- Tier 1 leverage ratio, Q2 2026
- 9.20%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1909
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Caledonia, MN (1 branch) | 2 of 3 | 33.5% | $68.7M |
| State: MN (3 branches) | 149 of 277 | <0.1% | $179.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Esb Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Houston, MN (3 branches) | 2 of 5 | 32.1% | $179.1M | $557.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| La Crosse-Onalaska, WI-MN (3 branches) | 10 of 20 | 4.2% | $179.1M | $4.25B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Esb Bank (main office) | Caledonia, MN | 55921 | $68.7M |
| Eitzen Office | Eitzen, MN | 55931 | $66.8M |
| La Crescent Branch | La Crescent, MN | 55947 | $43.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10980) · FFIEC NIC profile (RSSD 40855)