Skip to main content

Bank Routing Number

Farmers and Merchants Bank Routing Number

The primary ABA routing number (RTN) for Farmers and Merchants Bank, Laotto, IN is shown below.

Primary ABA / RTN
074910692
Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 10, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Farmers and Merchants Bank routing number?

The Farmers and Merchants Bank routing number is 074910692. It is the primary ABA routing transit number registered to Farmers and Merchants Bank, headquartered in Laotto, IN. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 10, 2026.

What is the Farmers and Merchants Bank wire routing number?

This page lists 074910692, the primary routing number registered to Farmers and Merchants Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Farmers and Merchants Bank before sending a wire.

Is ABA number 074910692 the routing number for Farmers and Merchants Bank?

Yes. ABA number 074910692 is the primary routing number registered to Farmers and Merchants Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 074910692?

Routing number 074910692 belongs to Farmers and Merchants Bank, headquartered in Laotto, IN. It is the bank's primary ABA routing number (FDIC certificate 13801).

Routing numbers of similar-size institutions in Indiana

Bank, Bedford, IN
Bedford Federal Savings Bank: 283971600
Bank, Roachdale, IN
Tri-County Bank & Trust Company: 074908934
Bank, Brownstown, IN
The Peoples Bank: 083905326
Bank, Wolcott, IN
Bank of Wolcott: 074913194
Bank, Bath, IN
Bath State Bank: 074912302
Bank, Logansport, IN
Logansport Savings Bank: 274970610
Credit union, Muncie, IN
Primetrust Financial Federal Credit Union: 274975424
Credit union, Kokomo, IN
Solidarity Community Federal Credit Union: 274974726

All routing numbers in Indiana

View Farmers and Merchants Bank's full profile →

Have a routing number and want to know whose it is? Use the routing number lookup.