Branch Network
Farmers and Merchants Bank Locations & Branches Milford, Nebraska
BankRegReports is independent of Farmers and Merchants Bank and never asks for online banking logins or passwords.
Farmers and Merchants Bank operates 12 branches from its headquarters in Milford, NE, .
Farmers and Merchants Bank branch network
All 12 branches are in NEBRASKA, across 12 cities. Its largest office by deposits is its main office in Milford, NE, with $614.0M (69.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers and Merchants Bank at a glance
Its CET1 capital ratio was 21.26% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.05B
- CET1 ratio, Q2 2026
- 21.26%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1949
Full financial profile · Is Farmers and Merchants Bank safe? · Farmers and Merchants Bank Q3 2026 call report, filed October 15, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Milford, NE (1 branch) | 1 of 2 | 94.4% | $614.0M |
| State: NE (12 branches) | 21 of 160 | 0.9% | $885.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Farmers and Merchants Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Seward, NE (2 branches) | 1 of 5 | 49.1% | $628.9M | $1.28B |
| Nuckolls, NE (2 branches) | 1 of 5 | 28.8% | $56.7M | $196.7M |
| Buffalo, NE (1 branch) | 11 of 17 | 2.3% | $53.8M | $2.34B |
| Cass, NE (1 branch) | 8 of 10 | 5.4% | $34.7M | $638.6M |
| Saline, NE (1 branch) | 6 of 9 | 5.3% | $32.7M | $612.7M |
| Wheeler, NE (1 branch) | 1 of 2 | 65.8% | $28.7M | $43.6M |
| Jefferson, NE (1 branch) | 5 of 5 | 5.1% | $20.4M | $397.1M |
| Otoe, NE (1 branch) | 8 of 12 | 2.9% | $18.0M | $612.8M |
| Lancaster, NE (2 branches) | 27 of 31 | <0.1% | $11.7M | $14.86B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lincoln, NE (4 branches) | 7 of 33 | 4.0% | $640.6M | $16.14B |
| Kearney, NE (1 branch) | 14 of 20 | 2.1% | $53.8M | $2.61B |
| Omaha-Council Bluffs, NE-IA (1 branch) | 65 of 77 | <0.1% | $34.7M | $42.59B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers and Merchants Bank (main office) | Milford, NE | 68405 | $614.0M |
| Kearney Branch | Kearney, NE | 68847 | $53.8M |
| Weeping Water Branch | Weeping Water, NE | 68463 | $34.7M |
| Wilber Branch | Wilber, NE | 68465 | $32.7M |
| Superior Branch | Superior, NE | 68978 | $29.6M |
| Ericson State Bank Branch | Ericson, NE | 68637 | $28.7M |
| Lawrence Branch | Lawrence, NE | 68957 | $27.1M |
| Jansen Branch | Jansen, NE | 68377 | $20.4M |
| Palmyra Branch | Palmyra, NE | 68418 | $18.0M |
| Beaver Crossing Branch | Beaver Crossing, NE | 68313 | $14.9M |
| Panama Branch | Panama, NE | 68419 | $6.7M |
| Firth Branch | Firth, NE | 68358 | $5.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16810) · FFIEC NIC profile (RSSD 455552)