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The Farmers Bank of Willards Locations & Branches Willards, Maryland
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The Farmers Bank of Willards operates 8 branches from its headquarters in Willards, MD, . Its main office is at 7484 Market St, Willards, MD 21874.
The Farmers Bank of Willards branch network
Its 8 branches span 2 states and 4 cities. The most are in MARYLAND (7) and DELAWARE (1). MARYLAND holds 89.6% of its branch deposits. Salisbury, MD has the most of its branches, 3. Its largest office by deposits is the Willards Branch office in Willards, MD, with $130.4M (27.6% of its branch deposits). It had the same number of branches on June 30, 2025.
The Farmers Bank of Willards at a glance
Its CET1 capital ratio was 18.87% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $547.6M
- CET1 ratio, Q2 2026
- 18.87%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1925
Full financial profile · Is The Farmers Bank of Willards safe? · The Farmers Bank of Willards Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Willards, MD (2 branches) | 1 of 1 | 100.0% | $130.4M |
| State: MD (7 branches) | 35 of 69 | 0.2% | $423.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Maryland.
Share by county and metro area
The Farmers Bank of Willards's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wicomico, MD (5 branches) | 4 of 10 | 15.5% | $339.7M | $2.18B |
| Worcester, MD (2 branches) | 8 of 13 | 3.2% | $83.6M | $2.60B |
| Sussex, DE (1 branch) | 17 of 20 | <0.1% | $49.3M | $81.55B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Salisbury, MD-DE (8 branches) | 12 of 26 | 0.5% | $472.6M | $86.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Willards Branch | Willards, MD | 21874 | $130.4M |
| Salisbury Branch | Salisbury, MD | 21801 | $85.4M |
| Milford Street Branch | Salisbury, MD | 21804 | $76.1M |
| Millsboro Branch | Millsboro, DE | 19966 | $49.3M |
| Pemberton Branch | Salisbury, MD | 21801 | $47.8M |
| 611 Branch | Ocean City, MD | 21842 | $46.2M |
| 87th Street O.C. Branch | Ocean City, MD | 21842 | $37.4M |
| The Farmers Bank of Willards | Willards, MD | 21874 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5885) · FFIEC NIC profile (RSSD 105026)