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Farmers & Merchants Bank Locations & Branches Miamisburg, Ohio
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Farmers & Merchants Bank operates 5 branches from its headquarters in Miamisburg, OH, .
Farmers & Merchants Bank branch network
All 5 branches are in OHIO, across 5 cities. Its largest office by deposits is its main office in Miamisburg, OH, with $145.7M (47.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers & Merchants Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.16% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $359.4M
- Tier 1 leverage ratio, Q2 2026
- 12.16%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1923
Full financial profile · Is Farmers & Merchants Bank safe? · Farmers & Merchants Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Miamisburg, OH (1 branch) | 2 of 7 | 22.1% | $145.7M |
| State: OH (5 branches) | 77 of 184 | <0.1% | $307.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
Farmers & Merchants Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montgomery, OH (4 branches) | 9 of 20 | 2.5% | $282.3M | $11.19B |
| Warren, OH (1 branch) | 16 of 19 | 0.4% | $25.0M | $5.74B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dayton-Kettering, OH (4 branches) | 10 of 26 | 1.7% | $282.3M | $16.26B |
| Cincinnati, OH-KY-IN (1 branch) | 47 of 55 | <0.1% | $25.0M | $187.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers & Merchants Bank (main office) | Miamisburg, OH | 45342 | $145.7M |
| Germantown Branch | Germantown, OH | 45327 | $57.5M |
| West Carrollton Branch | West Carrollton, OH | 45449 | $53.6M |
| New Lebanon Branch | New Lebanon, OH | 45345 | $25.5M |
| Springboro Branch | Springboro, OH | 45066 | $25.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9462) · FFIEC NIC profile (RSSD 176325)