Bank Routing Number

Farmers & Merchants Bank & Trust Routing Number

The primary ABA routing number (RTN) for Farmers & Merchants Bank & Trust, Burlington, IA is shown below.

Primary ABA / RTN

073900580

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Farmers & Merchants Bank & Trust routing number?

The Farmers & Merchants Bank & Trust routing number is 073900580. It is the primary ABA routing transit number registered to Farmers & Merchants Bank & Trust, headquartered in Burlington, IA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Farmers & Merchants Bank & Trust wire routing number?

This page lists 073900580, the primary routing number registered to Farmers & Merchants Bank & Trust. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Farmers & Merchants Bank & Trust before sending a wire.

Is ABA number 073900580 the routing number for Farmers & Merchants Bank & Trust?

Yes. ABA number 073900580 is the primary routing number registered to Farmers & Merchants Bank & Trust. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 073900580?

Routing number 073900580 belongs to Farmers & Merchants Bank & Trust, headquartered in Burlington, IA. It is the bank's primary ABA routing number (FDIC certificate 13737).

Routing numbers of similar-size institutions in Iowa

Credit union, Burlington, IA: Casebine Community Credit Union: 273972761
Credit union, Burlington, IA: Burlington Municipal Employees Credit Union: 273972758
Bank, Bedford, IA: State Savings Bank: 073915818
Bank, Centerville, IA: Iowa Trust and Savings Bank: 073901411
Bank, Red Oak, IA: Houghton State Bank: 073901990
Bank, Traer, IA: Farmers Savings Bank & Trust: 073918459
Credit union, Estherville, IA: Employees Credit Union: 273974730
Bank, Sac City, IA: Iowa State Bank: 073920654

All routing numbers in Iowa

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Regulator records: FDIC BankFind (cert 13737) · FFIEC NIC profile (RSSD 888141)