Farmers State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.93 percentage points in Q2 2026, from 12.48% to 15.41%. It was the largest change from Q1 2026 among the key lines here. Among 225 Iowa banks, Farmers State Bank sits 19th from the top on total deposits, $1.26B as of Q2 2026. Farmers State Bank reported $1.26B on total deposits for Q2 2026, 25% below the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $1.26B |
| Domestic office deposits | $1.26B |
| Foreign office deposits | — |
| Deposits to total assets | 78.53% |
| Deposits to total liabilities | 88.04% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $193.5M |
| Savings deposits | $27.7M |
| Transaction accounts to domestic deposits | 31.95% |
| Time deposits | $32K |
| Time deposits under $100k | $159.4M |
| Time deposits $100k to $250k | $86.9M |
| Time deposits over $250k | $152.8M |
| Noninterest-bearing share of deposits | 15.41% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $1.03B |
| Core deposits to total deposits | 82.41% |
| Insured deposits | $678.1M |
| Uninsured deposits | $577.2M |
| Uninsured deposits to total deposits | 45.98% |
| Brokered deposits | $68.0M |
| Brokered deposits to total deposits | 5.42% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.90% |
| Interest expense on deposits | $7.8M |
| Loans and leases to core deposits | 118.29% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.19B | 81.78% | 39.32% | 12.84% | 3.64% |
| Q4 2023 | $1.24B | 78.08% | 36.71% | 16.50% | 3.97% |
| Q1 2024 | $1.21B | 78.02% | 37.63% | 16.04% | 3.93% |
| Q2 2024 | $1.20B | 79.65% | 38.58% | 14.65% | 3.95% |
| Q3 2024 | $1.21B | 78.01% | 41.46% | 15.33% | 3.81% |
| Q4 2024 | $1.15B | 81.73% | 43.12% | 11.21% | 3.57% |
| Q1 2025 | $1.25B | 77.63% | 43.18% | 14.02% | 3.33% |
| Q2 2025 | $1.29B | 79.49% | 41.09% | 11.28% | 3.43% |
| Q3 2025 | $1.25B | 81.03% | 41.16% | 8.49% | 3.31% |
| Q4 2025 | $1.24B | 81.65% | 42.75% | 6.54% | 3.07% |
| Q1 2026 | $1.26B | 82.44% | 45.38% | 5.61% | 2.95% |
| Q2 2026 | $1.26B | 82.41% | 45.98% | 5.42% | 2.90% |
Farmers State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12855) · FFIEC NIC profile (RSSD 840747)