The Farmers State Bank of Aliceville, Kansas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 22.5% in Q2 2026, from $22.2M to $27.2M. It was the largest change from Q1 2026 among the key lines here. The Farmers State Bank of Aliceville, Kansas ranks 51st of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 86.57% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. The Farmers State Bank of Aliceville, Kansas sits 5.63 points higher, at 86.57% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $52.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.57% |
| Net loans and leases to deposits | 85.26% |
| Loans and leases to core deposits | 106.68% |
| Core deposits to total deposits | 81.15% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.91% | 80.04% | $0 | $0 |
| Q4 2023 | 89.44% | 81.19% | $0 | $0 |
| Q1 2024 | 90.80% | 80.95% | $0 | $0 |
| Q2 2024 | 97.41% | 80.26% | $0 | $4.0M |
| Q3 2024 | 88.45% | 80.28% | $0 | $0 |
| Q4 2024 | 89.03% | 80.93% | $0 | $0 |
| Q1 2025 | 89.75% | 81.16% | $0 | $0 |
| Q2 2025 | 92.65% | 80.38% | $0 | $0 |
| Q3 2025 | 89.31% | 80.38% | $0 | $0 |
| Q4 2025 | 87.20% | 81.01% | $0 | $0 |
| Q1 2026 | 87.80% | 81.16% | $0 | $0 |
| Q2 2026 | 86.57% | 81.15% | $0 | $0 |
The Farmers State Bank of Aliceville, Kansas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Aliceville, Kansas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Aliceville, Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18120) · FFIEC NIC profile (RSSD 138051)