The Farmers State Bank of Aliceville, Kansas: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.23 percentage points lower than in Q1 2026, at 86.57%. Within Kansas, The Farmers State Bank of Aliceville, Kansas is 51st of 182 on loan-to-deposit ratio, 86.57% as of Q2 2026, above the middle of the field. The Farmers State Bank of Aliceville, Kansas reported 86.57% on loan-to-deposit ratio for Q2 2026, 5.63 points above the 80.94% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $124.4M |
| Net loans and leases | $122.5M |
| Loans held for sale | $0 |
| Loans to total assets | 69.29% |
| Loan-to-deposit ratio | 86.57% |
| Net loans to equity capital | 3.50% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.87% |
| Multifamily (5+ residential) | 0.62% |
| Commercial and industrial | 4.59% |
| Consumer | 5.27% |
| Credit cards | 0.00% |
| Farm | 24.93% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 13.99% |
| Construction concentration (Tier 1 capital + allowance) | 6.87% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.69% |
| Interest income on loans | $2.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $118.6M | $141.3M | 5.77% | 7.10% | 10.19% |
| Q4 2023 | $122.9M | $137.4M | 6.24% | 6.49% | 6.28% |
| Q1 2024 | $124.4M | $137.0M | 6.07% | 6.43% | 5.82% |
| Q2 2024 | $126.9M | $130.3M | 6.31% | 6.15% | 5.71% |
| Q3 2024 | $116.5M | $131.8M | 6.85% | 6.08% | 6.04% |
| Q4 2024 | $121.3M | $136.3M | 6.53% | 5.60% | 5.62% |
| Q1 2025 | $125.1M | $139.4M | 6.32% | 5.10% | 5.34% |
| Q2 2025 | $126.4M | $136.4M | 6.29% | 4.76% | 5.33% |
| Q3 2025 | $121.9M | $136.5M | 6.36% | 5.57% | 5.54% |
| Q4 2025 | $124.2M | $142.4M | 6.18% | 5.79% | 5.50% |
| Q1 2026 | $126.1M | $143.7M | 6.03% | 5.25% | 5.32% |
| Q2 2026 | $124.4M | $143.7M | 5.87% | 4.59% | 5.27% |
The Farmers State Bank of Aliceville, Kansas loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Aliceville, Kansas, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Aliceville, Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18120) · FFIEC NIC profile (RSSD 138051)