The Farmers State Bank of Turton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 9.46 percentage points in Q2 2026, from 63.55% to 73.01%. It was the largest change from Q1 2026 among the key lines here. Within South Dakota, The Farmers State Bank of Turton is 41st of 56 on loan-to-deposit ratio, 62.07% as of Q2 2026, below the middle of the field. The Farmers State Bank of Turton reported 62.07% on loan-to-deposit ratio for Q2 2026, 5.56 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $18.2M |
| Fed funds sold and reverse repos | $250K |
| Fed funds sold and reverse repos to assets | 0.61% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 62.07% |
| Net loans and leases to deposits | 61.40% |
| Loans and leases to core deposits | 73.01% |
| Core deposits to total deposits | 85.01% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 39.15% | 95.33% | $0 | $2.7M |
| Q4 2023 | 44.70% | 97.78% | $0 | $2.7M |
| Q1 2024 | 38.09% | 94.78% | $0 | $0 |
| Q2 2024 | 51.47% | 90.01% | $0 | $2.2M |
| Q3 2024 | 51.88% | 87.20% | $0 | $1.2M |
| Q4 2024 | 52.69% | 90.92% | $0 | $1.2M |
| Q1 2025 | 45.59% | 89.62% | $0 | $0 |
| Q2 2025 | 52.86% | 89.36% | $250K | $1.6M |
| Q3 2025 | 54.55% | 84.70% | $0 | $1.6M |
| Q4 2025 | 56.74% | 84.23% | $0 | $1.0M |
| Q1 2026 | 55.14% | 86.77% | $0 | $0 |
| Q2 2026 | 62.07% | 85.01% | $0 | $1.2M |
The Farmers State Bank of Turton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank of Turton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank of Turton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6084) · FFIEC NIC profile (RSSD 496957)