The Farmers State Bank of Turton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Farmers State Bank of Turton of Turton, SD against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.60% | 3.14% | -2.54% | 30th below |
| ROAE | 5.72% | 10.42% | -4.70% | 35th below |
| Net Interest Margin | 3.77% | 3.93% | -0.16% | 44th below |
| Efficiency Ratio | 82.87% | 76.29% | +6.58% | 25th below |
| PPNR / Avg Assets | 0.62% | 1.40% | -0.78% | 24th bottom |
| Yield on Earning Assets | 5.58% | 5.35% | +0.23% | 65th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.66% | 1.70% | -0.04% | 45th below |
| Net Interest Spread | 3.41% | 3.31% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.20% | 1.34% | +0.86% | 16th bottom |
| NPA / Total Assets | 1.15% | 0.71% | +0.44% | 17th bottom |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.08% | 1.49% | -0.41% | 36th below |
| ACL / NPLs (Coverage) | 48.95% | 865.52% | -816.57% | 16th bottom |
| Texas Ratio | 10.68% | 8.25% | +2.43% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.46% | 61.96% | -42.50% | 42nd below |
| Tier 1 Ratio | 19.46% | 61.97% | -42.51% | 42nd below |
| Total Capital Ratio | 20.49% | 62.93% | -42.44% | 41st below |
| Leverage Ratio | 10.93% | 17.61% | -6.68% | 28th below |
| Equity / Assets | 10.24% | 16.43% | -6.19% | 29th below |
| TCE / Tangible Assets | 10.24% | 16.18% | -5.94% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 62.07% | 72.84% | -10.77% | 58th above |
| Core Deposit Ratio | 85.01% | 88.22% | -3.21% | 23rd bottom |
| Wholesale Funding Ratio | 2.91% | 5.28% | -2.37% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.51% | 4.31% | -4.82% | 29th below |
| Loan Growth (Y/Y) | 17.49% | 6.71% | +10.78% | 89th top |
| Deposit Growth (Y/Y) | 0.06% | 3.77% | -3.71% | 39th below |
See The Farmers State Bank of Turton's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Farmers State Bank of Turton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Farmers State Bank of Turton profile, how to read a UBPR, or how this data updates.