The Farmers State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.17 percentage points in Q2 2026, from 17.46% to 16.29%. It was the largest change from Q1 2026 among the key lines here. The Farmers State Bank ranks 70th of 156 Ohio banks on total deposits, in the upper half at $289.6M (Q2 2026). The Farmers State Bank reported $289.6M on total deposits for Q2 2026, 4% above the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $289.6M |
| Domestic office deposits | $289.6M |
| Foreign office deposits | — |
| Deposits to total assets | 87.87% |
| Deposits to total liabilities | 99.08% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $47.2M |
| Savings deposits | $32.0M |
| Transaction accounts to domestic deposits | 37.85% |
| Time deposits | $38K |
| Time deposits under $100k | $30.7M |
| Time deposits $100k to $250k | $37.5M |
| Time deposits over $250k | $43.3M |
| Noninterest-bearing share of deposits | 16.29% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $246.4M |
| Core deposits to total deposits | 85.06% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.07% |
| Interest expense on deposits | $1.2M |
| Loans and leases to core deposits | 95.32% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $192.6M | 88.94% | 0.00% | 1.22% |
| Q4 2023 | $197.3M | 87.60% | 0.00% | 1.54% |
| Q1 2024 | $199.1M | 87.09% | 0.00% | 1.79% |
| Q2 2024 | $201.4M | 85.77% | 0.00% | 2.09% |
| Q3 2024 | $203.5M | 85.70% | 0.00% | 2.22% |
| Q4 2024 | $210.5M | 85.80% | 0.00% | 2.22% |
| Q1 2025 | $212.9M | 84.37% | 0.00% | 2.10% |
| Q2 2025 | $220.1M | 84.38% | 0.00% | 2.09% |
| Q3 2025 | $285.8M | 85.97% | 0.00% | 1.90% |
| Q4 2025 | $287.7M | 85.00% | 0.00% | 2.03% |
| Q1 2026 | $291.2M | 84.44% | 0.00% | 2.13% |
| Q2 2026 | $289.6M | 85.06% | 0.00% | 2.07% |
The Farmers State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14991) · FFIEC NIC profile (RSSD 370721)