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Bank Routing Number

Farmers State Bank & Trust Co. Routing Number

The primary ABA routing number (RTN) for Farmers State Bank & Trust Co., Mount Sterling, IL is shown below.

Primary ABA / RTN
081218536
Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Farmers State Bank & Trust Co. routing number?

The Farmers State Bank & Trust Co. routing number is 081218536. It is the primary ABA routing transit number registered to Farmers State Bank & Trust Co., headquartered in Mount Sterling, IL. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Farmers State Bank & Trust Co. wire routing number?

This page lists 081218536, the primary routing number registered to Farmers State Bank & Trust Co. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Farmers State Bank & Trust Co. before sending a wire.

Is ABA number 081218536 the routing number for Farmers State Bank & Trust Co.?

Yes. ABA number 081218536 is the primary routing number registered to Farmers State Bank & Trust Co. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 081218536?

Routing number 081218536 belongs to Farmers State Bank & Trust Co., headquartered in Mount Sterling, IL. It is the bank's primary ABA routing number (FDIC certificate 10458).

Routing numbers of similar-size institutions in Illinois

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