Branch Network
Farmers State Bank & Trust Co. Locations & Branches Mount Sterling, Illinois
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Farmers State Bank & Trust Co. operates 2 branches from its headquarters in Mount Sterling, IL, .
Farmers State Bank & Trust Co. branch network
Both branches are in ILLINOIS. Its largest office by deposits is its main office in Mount Sterling, IL, with $103.8M (88.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Farmers State Bank & Trust Co. at a glance
Its CET1 capital ratio was 13.29% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $130.2M
- CET1 ratio, Q2 2026
- 13.29%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1914
Full financial profile · Is Farmers State Bank & Trust Co. safe? · Farmers State Bank & Trust Co. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mount Sterling, IL (2 branches) | 1 of 4 | 51.9% | $117.9M |
| State: IL (2 branches) | 281 of 379 | <0.1% | $117.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Farmers State Bank & Trust Co.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Brown, IL (2 branches) | 1 of 4 | 51.9% | $117.9M | $227.1M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Farmers State Bank & Trust Co. (main office) | Mount Sterling, IL | 62353 | $103.8M |
| Iga Branch | Mount Sterling, IL | 62353 | $14.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10458) · FFIEC NIC profile (RSSD 510947)