Federation Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.57 percentage points in Q2 2026, from 21.93% to 24.50%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Federation Bank is 160th of 225 on total deposits, $133.8M as of Q2 2026, below the middle of the field. Against a median of $277.3M for banks in the $100M-1B asset tier, Federation Bank reported $133.8M on total deposits in Q2 2026, 52% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $133.8M |
| Domestic office deposits | $133.8M |
| Foreign office deposits | — |
| Deposits to total assets | 85.88% |
| Deposits to total liabilities | 94.77% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $32.6M |
| Savings deposits | $24.4M |
| Transaction accounts to domestic deposits | 38.74% |
| Time deposits | $30K |
| Time deposits under $100k | $19.6M |
| Time deposits $100k to $250k | $14.5M |
| Time deposits over $250k | $6.0M |
| Noninterest-bearing share of deposits | 24.50% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $127.8M |
| Core deposits to total deposits | 95.53% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.57% |
| Interest expense on deposits | $400K |
| Loans and leases to core deposits | 64.84% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $129.3M | 97.22% | 0.17% | 0.78% |
| Q4 2023 | $133.5M | 97.85% | 0.00% | 0.95% |
| Q1 2024 | $128.2M | 97.17% | 0.00% | 1.08% |
| Q2 2024 | $121.8M | 97.43% | 0.00% | 1.38% |
| Q3 2024 | $134.8M | 97.20% | 0.00% | 1.54% |
| Q4 2024 | $127.1M | 96.61% | 0.00% | 1.49% |
| Q1 2025 | $135.6M | 95.70% | 0.00% | 1.41% |
| Q2 2025 | $129.2M | 94.09% | 0.00% | 1.49% |
| Q3 2025 | $128.4M | 94.02% | 0.00% | 1.57% |
| Q4 2025 | $131.8M | 94.83% | 0.00% | 1.60% |
| Q1 2026 | $132.0M | 95.03% | 0.00% | 1.46% |
| Q2 2026 | $133.8M | 95.53% | 0.00% | 1.57% |
Federation Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Federation Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Federation Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14352) · FFIEC NIC profile (RSSD 764142)