Fidelity Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.43 percentage points in Q2 2026, from 103.06% to 104.49%. It was the largest change from Q1 2026 among the key lines here. Among 182 Kansas banks, Fidelity Bank, N.A. sits 14th from the top on loan-to-deposit ratio, 100.45% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Fidelity Bank, N.A. sits 12.25 points higher, at 100.45% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $130.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $441.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $370.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 11.22% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.45% |
| Net loans and leases to deposits | 99.12% |
| Loans and leases to core deposits | 104.49% |
| Core deposits to total deposits | 92.45% |
| Brokered deposits to total deposits | 3.69% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.39% | 87.26% | $0 | $303.9M |
| Q4 2023 | 101.52% | 88.37% | $0 | $448.6M |
| Q1 2024 | 98.91% | 86.86% | $0 | $359.3M |
| Q2 2024 | 102.06% | 89.16% | $0 | $430.1M |
| Q3 2024 | 101.24% | 84.92% | $0 | $378.9M |
| Q4 2024 | 95.84% | 83.20% | $0 | $277.2M |
| Q1 2025 | 96.22% | 83.49% | $0 | $275.5M |
| Q2 2025 | 94.88% | 82.38% | $0 | $247.9M |
| Q3 2025 | 102.71% | 83.17% | $0 | $455.2M |
| Q4 2025 | 101.07% | 86.14% | $0 | $403.3M |
| Q1 2026 | 99.25% | 91.90% | $0 | $344.9M |
| Q2 2026 | 100.45% | 92.45% | $0 | $370.1M |
Fidelity Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fidelity Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fidelity Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30895) · FFIEC NIC profile (RSSD 762474)